Welcome to Fulcrum Insurance Programs

Fulcrum Insurance Programs is a specialty insurance provider serving Hospitality, Habitational and Commercial Real Estate insurance buyers. Our custom programs are available on a national basis and exclusively through retail insurance agents and brokers. Fulcrum is dedicated to creating long-term underwriting profit for our carrier partners and providing superior coverage, terms and service to our insured and broker customers. Fulcrum customers value our flexible and proprietary market access, in-house underwriting authority and highly competitive premiums.