Fulcrum for Habitational

Available Premium Discounts

  • Age of Buildings
  • 100% Hard-Wired Smoke Detection
  • Central Station Alarm
  • Stove Top Fire Suppression
  • Freeze Alarm
  • Loss History
  • Safety Procedures

Submission Requirements

  • Complete ACORD Applications
  • Habitational Supplemental
  • 5 Year, Currently Valued Loss Runs
  • Description of Named Insureds

In an otherwise shrinking market for Habitational, Fuclrum is expanding our program division which now targets 6 distinct multi-family segments. Access is available with membership in AGPOM. Details below:

Types of Risks

  • Market Rate Apartments
  • Affordable Housing
  • Student Housing
  • Senior Housing
  • Condominium Associations
  • Homeowners Associations

Carrier Details:

A Rated Carriers, Admitted and Non-Admitted depending upon state of domicile.

Minimum Premiums (Crime has no minimum premium):

Businessowners Package Program $25,000
Monoline General Liability $10,000
Umbrella – Limit Options $5-200M $5,000

Send fully completed submissions to: submissions@fulcrumprograms.com or contact us directly.

Lines of Businesses